
SPECIAL NEEDS PLANNING
Special Needs Planning Lawyer Bluffton, SC
Tools We Use to Protect Your Loved One
At LowcoTerra Law, we customize each plan based on your family’s needs and your loved one’s abilities. Some of the tools we may recommend include:
Third-Party Special Needs Trusts
For parents or relatives who want to leave funds behind in a protected structure.First-Party (Self-Settled) Special Needs Trusts
For individuals with disabilities who receive funds from an inheritance or settlement.Guardianship or Conservatorship Planning
Especially important when a child turns 18 and needs continued decision-making support.Letter of Intent
A personalized guide to help future caregivers understand your child’s unique needs, routines, and preferences.Powers of Attorney and Healthcare Directives
For adults with disabilities who have the capacity to designate their own agents.
Compassionate Guidance for a Lifetime of Care
At LowcoTerra Law, we take great pride in being an education-first law firm. That means we start by listening — to your story, your worries, and your hopes for the future.
Then we walk you through every option with patience and clarity, so you can feel confident that your loved one will be protected, supported, and respected — even after you’re gone.
We don’t just create documents. We help build peace of mind.
You’re Not Alone — Let’s Plan Together
Planning for a child or family member with special needs may feel overwhelming — but you don’t have to do it alone. We’re here to help you build a loving plan that lasts a lifetime.
Ready to learn more? A great place to start is by attending one our free seminars or webinars. There, you will learn the secrets to protecting yourself and your loved ones from what happens when you don’t plan!
If you’re the parent, grandparent, or guardian of a loved one with special needs, you already carry a deep responsibility. But have you planned for what happens when you’re no longer here to provide that care?
At LowcoTerra Law, we help South Carolina families create estate plans that offer long-term protection, peace of mind, and a legacy of love for children or adults with disabilities — without risking their eligibility for vital public benefits.
Why Special Needs Planning Is So Important
Families often assume they can leave money or property to a loved one with special needs “just like anyone else.” But doing that without a plan can unintentionally:
Disqualify them from SSI, Medicaid, or housing assistance
Leave them financially vulnerable or at risk of exploitation
Cause stress and confusion for siblings or other family caregivers
We help you avoid those outcomes through clear, compassionate legal planning.
What a Special Needs Estate Plan Can Do for You
Whether your child is still a minor or an adult already receiving services, our plans help:
Preserve eligibility for Medicaid, SSI, and other public benefits
Provide supplemental financial support without disqualifying them
Name trusted guardians and decision-makers for future care
Prevent family conflict with clear instructions and legal protections
Establish a long-term care roadmap for housing, medical needs, and daily support
Protecting Your Loved One Now and Always
Frequently Asked Questions:
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A legal tool that lets you leave money or assets to someone with disabilities without affecting their eligibility for public benefits.
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Yes — but we’ll help you make sure that role is clearly defined and legally supported to avoid confusion or burden.
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Your loved one could lose benefits, inherit funds they can’t manage, or be placed in care situations you wouldn’t have chosen.
Ready to Get Started?
Contact Us.
hello@lowcoterra.com
(843) 376-9993
10 State Road S-7-50
Bluffton, SC 29910