As your loved ones get older, health care becomes a major concern. Aside from medical treatments and maintenance medications, they require preparation for long-term care and assistance.

While family members can take care of an elderly parent as they age, they typically are not prepared to fully dedicate their time and resources to the around-the-clock care that the elderly often require.

For these reasons, a nursing home or care assistance facility might be the most viable option for the family. These services may be costly, but with Medicaid it is possible to enjoy retirement years without financial worries.

Medicaid Made Simple

The process of applying for Medicaid benefits can be complicated. It entails extensive documentation, and the involvement of bureaucratic agencies adds to the complexity.

With the help of an experienced and knowledgeable Medicaid lawyer, you can have a dedicated guide for each step and be prepared for any number of issues that may arise in your application.

How To Qualify For Medicaid

Generally, Medicaid is available to American citizens living below a certain income level who need medical treatment and support. Seniors aged 65 and above can be eligible if their total income and assets don’t exceed the limit set by the state, and Medicaid may even cover most or all nursing home expenses. If your income level (or your loved one’s income) is above the cutoff for Medicaid, a prudent long-term trust strategy may also be a way to qualify while simultaneously considering the interests of your family.

However, you may still be eligible for Medicaid regardless of income if you qualify under the “medically needy” program. This program is available for seniors needing long-term care and individuals who are blind or have disabilities.